Rellum Investments can arrange business to business finance  that provides increased Cash Flow and CAPEX solutions to the medium to corporate businesses in SA.

Our value add is simple: Use the same assets the traditional banks and finance companies already have, and offer you increased levels of funding on these same assets.  We understand the business community’s needs and are well versed in asset finance.  Import, wholesale, engineering, transport and logistics, manufacturing, service providers, and property finance are just some of the industries we focus on.

We understand that you can’t wait for months for a decision to be made for your application and we therefore aim to provide an Approval Letter within two weeks of application receipt.

As an overview of fixed property (Residential, Commercial and Industrial) offering, see below:

• Advance up to 70% on first class residential property. This can be owned in the business name, an individuals name, another business name or in a Trust.
• Advance up to 60% on first class commercial property. Ownership can reside in the above manner.
• Advance up to 35% on first class industrial property. Same ownership as above.

The existing bond need to be settled and a first bond will be registered. The additional funds we make available can be structured in the following way:

• Full revolving / fluctuating facility i.e. similar to the access bond.
• Interest only to be serviced at month end.
• Only charged on what you use.
• Option to pay back lump sums towards the capital or repay the full value at any stage, and then reuse the full facility as you like.
• No monthly fee.

It is important that the Financial’s show that the loan/revolving facility is affordable.

Rellum Investments do not offer any loans but acts as an intermediary in facilitating your financial requirements and provide an administration service to process your loans.